Our Office
Ezulwini, Mbabane, Eswatini
Call Us
+268-24161457

About Us

Over 30 years of empowering members through financial inclusion

About Siyakhula
1991
Year Founded
Our Story

Who We Are

Siyakhula Savings and Credit Cooperative is a savings and credit organisation founded by employees of Eswatini Water Services Corporation in 1991, incorporated in accordance with the Cooperatives Act in Eswatini.

It was formed with the sole mission of helping its members improve their standard of living through savings schemes, loan products, financial advice and training.

Our Mission

To provide quality, affordable and competitive savings and credit products for the betterment of our members.

Our Vision

To be an innovative and leading Savings and Credit Cooperative Society in Eswatini.

1991
Founded
500+
Active Members
6+
Loan Products
30+
Years of Service
Membership

Want to Join Us?

New member applications must be approved by the Siyakhula board. A once-off joining fee of E150.00, annual subscription of E100.00 and a minimum monthly savings of E250.00. Share capital of E3,500.00 payable over 6 months.

Joining Requirements
  • Valid Proof of Identity (National ID / Passport)
  • Proof of Income (Latest pay slip)
  • Proof of Residence (Utility bill or letter)
  • Completed Membership Application Form
Apply Now
Membership Fee Breakdown
Once-off Joining Fee E 150.00
Annual Subscription E 100.00
Min. Monthly Savings E 250.00
Share Capital (over 6 months) E 3,500.00
SIYAKHULA MOBILE & WEB APP

Bank anytime, anywhere

Download the app or open the web version to manage your savings, apply for loans and view statements on the go.

logo
Siyakhula
Savings & Credit Co-op

Helping members improve their standard of living through quality, affordable and competitive savings and credit products since 1991.

Get In Touch
Gables, Ezulwini, Eswatini
P.O. Box 4629
Mon – Fri: 8:00 AM – 4:30 PM
Newsletter

Stay updated with news and offers from Siyakhula Sacco.


© 2026 Siyakhula Sacco. All Rights Reserved.

SIYAKHULA MOBILE & WEB APP

Bank anytime, anywhere

Download the app or open the web version to manage your savings, apply for loans and view statements on the go.

logo
Siyakhula
Savings & Credit Co-op

Helping members improve their standard of living through quality, affordable and competitive savings and credit products since 1991.

Get In Touch
Gables, Ezulwini, Eswatini
P.O. Box 4629
Mon – Fri: 8:00 AM – 4:30 PM
Newsletter

Stay updated with news and offers from Siyakhula Sacco.


© 2026 Siyakhula Sacco. All Rights Reserved.